Loan Payment Calculator
Estimate the monthly payment on any fixed-rate loan, plus the total interest you'll pay over its life.
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How to use
- Enter the loan amount you want to borrow.
- Enter the annual interest rate (APR) and the term in years.
- Your estimated monthly payment and total interest update instantly.
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FAQ
How is a monthly loan payment calculated?
It uses the amortization formula M = P·r / (1 − (1+r)^−n), where P is principal, r is the monthly rate, and n is the number of months.
Does this include taxes or fees?
No — it estimates principal and interest only. Add taxes, insurance or fees separately.
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